How T-Mobile Visa helps you save on your next trip

If you’re planning a trip, expect to pay more than you would have a few years ago. Travel costs rose more than 26% compared to 2019, driven by higher prices for gas, flights, hotels and food, according to US Travel Association Travel Price List.

That doesn’t mean you have to scale back your plans. The way you choose to pay can make a real difference in lowering those costs, even for travelers who are already using some of the best loyalty programs for airlines and hotels.

While on T-Mobile Visa^® The credit card is designed to lower wireless bills, and it also offers many travel benefits. When the card is linked to your T-Mobile account, it can help you save money and keep you connected on the go.

Book in advance using T-Mobile TRAVEL

Low travel costs start with your bookings. T-Mobile customers can get exclusive deals through T-Mobile TRAVEL, including up to 40% off on eligible hotel accommodations and Pay Now rental cars.

When you pay with a T-Mobile Visa credit card, you can get additional discounts. Combined savings can be up to 50% on hotels and up to 45% on prepaid car rentals.¹

Unlike many top credit cards that require you to collect points before redeeming them for travel, this program offers instant discounts. You save money right away instead of waiting to use the rewards later.

Reduce fees and risks when traveling abroad

If your travel plans include international destinations, the T-Mobile Visa credit card can help by waiving international fees.² Most credit cards charge 1% to 3% on purchases outside the United States, whether you’re paying for hotels, dining, travel or everyday shopping.

As the trip progresses, that small portion can be added. If you spend $5,000 abroad, the 3% fee can add another $150 to your credit. With the T-Mobile Visa card, that won’t be a problem.

A travel card also makes it easy to pay for everything without relying heavily on foreign currency. You can avoid expensive currency exchange fees and reduce the need to carry a lot of cash while traveling, which is a security risk.

If your T-Mobile Visa credit card is lost or stolen while you’re traveling, you’re not liable for unauthorized charges. Cardholders also have access to emergency travel assistance services, which can help connect you with support resources if problems arise while you’re away from home.

Stay connected wherever your journey takes you

Mobile devices now play a central role in every journey. Your phone acts as your go-to device and access point for everything from passports to hotel reservations, but only if you have reliable service.

T-Mobile’s network supports customers throughout the United States. That reliability is especially important on long road trips, park trips, and country trips where safety gaps can disrupt plans. If your trip takes you overseas, T-Mobile’s international plans offer data in more than 215 countries and destinations.

Together, the T-Mobile Visa credit card and T-Mobile network support both sides of your journey. The card helps manage travel costs, while the internet keeps you connected on the road.

Turn everyday spending into wireless savings

The T-Mobile Visa credit card is more than a travel tool. It also earns rewards when you shop everyday, including 2% in rewards for bulk spending and 5% in rewards for shopping with T-Mobile.^3,4 There is no limit to how much you can earn in earnings per year.

While most good rewards credit cards emphasize using travel points, the T-Mobile Visa card takes a different approach. Allows you to apply rewards directly to your wireless bill or equipment purchase. There may be some exceptions. ⁵

For example, a $5,000 vacation charged to the card would generate $100 in rewards at 2%. That money can help you cover your services or upgrade your phone. T-Mobile offers online viewer that can show how much you will get in earnings based on your expected usage.

The T-Mobile Visa credit card has no annual fee.² You can get all these benefits without incurring additional fixed costs or feeling the need to travel more often and spend more to make the card worthwhile.

Walk with more confidence

As the cost of travel continues to rise, having the right card in your pocket can make a real difference. The T-Mobile Visa credit card helps you lower booking costs, avoid unnecessary fees abroad, and streamline everyday spending to save money wirelessly. Combined with T-Mobile’s national network, it supports a smooth journey from start to finish.

To learn more about the T-Mobile Visa credit card and find out how to apply without impacting your credit score, visit T-Mobile website.

^{1) T-Mobile TRAVEL Discounts: Get up to 50% off US domestic travel deals, including AK, HI, Puerto Rico & US Virgin Islands, and international travel deals. Up to 40% T-Mobile Exclusive Discount is applied to the room price before any taxes and fees. An additional T-Mobile Visa discount of up to 10% will be applied after the reservation is confirmed with a T-Mobile Visa credit card. Reservations can only be made eleven months in advance of the stay and are subject to availability. All reservations are subject to availability and may not be refunded; see individual site for details. Not valid for existing subscriptions or with other promotions, offers, discounts, or coupons.}

^{T-Mobile TRAVEL Car Discount: Get discounts of up to 45% on car bookings with prepaid cars (“Pay Now”). Savings of up to 30% are automatically applied to the purchase if you choose the Pay Now rental option. An additional up to 10% T-Mobile Exclusive Discount will be automatically applied to selected Pay Now car rentals. Discounted rates are displayed at the time of booking compared to Pay Local/Later rates. Get an additional 5% T-Mobile Visa discount on select vehicles after the reservation is confirmed with a T-Mobile Visa credit card. Reservations can only be made twelve months in advance. Pay Now rates and vehicles are subject to availability. All bookings are subject to the supplier’s terms and conditions and may not be refundable; see individual seller for details. Not valid on existing car rental bookings, or with any other promotion, offer, discount, or coupon.}

^{2) Purchase APR: 18.49% or 28.49%, different APR depending on your credit score. Cash Advance APR: 28.49% variable. Various APRs from 02/02/2026. Cash Advance Fee: the greater of 5% of the amount advanced or $5. Balance Transfer Fee: the greater of 3% of the amount transferred or $3. Late payment penalty fees: up to $40.}

^{3) T-Mobile Visa cardholders earn an additional 2% in T-Mobile Rewards on all online purchases (purchases without credits or rewards) using their T-Mobile Visa anywhere Visa is accepted.}

^{4) T-Mobile Visa cardholders earn an additional 5% in T-Mobile Rewards on Qualifying Purchases (purchases without credit or returns) made online at T-Mobile.com and the T-Life app, and at T-Mobile Stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Eligible Prices include phones, accessories and accessories. Cash advances and cash transfers are not considered purchases and will not earn T-Mobile Rewards. Eligible Prices do not include equipment installment plan (EIP) payments, phone service, prepaid phone service, T-Mobile for Business, and other services. You may not get better rewards when you buy using third party wallets.}

^{5) When purchasing T-Mobile rewards, your T-Mobile Visa must be used to pay for any portion of the transaction not covered by T-Mobile Rewards. Balances may not be available when using third party wallets. See Rewards Terms and Conditions for more details.}